Friday, January 23, 2015

Apps that Can Help You Recover Your Holiday Splurge



During the Holiday season, it's very easy to spend some money here and there and lose track of your budget easily. If you're trying to recover from your uncontrolled spending from the last Christmas season, or you simply want to save for the rainy days, you may want to start monitoring your finances better. But in order for you to accomplish this, using a mobile app that keeps track of your money, and lets you add the smaller purchases on your own should kickstart it off.
Below are some suggested apps for users who would like to automate their financial tracking, enter transactions manually, or just to keep track of details for work.

App
Description
Availability
Spendee


If connecting your bank accounts and credit cards to a mobile app is not your cup of tea, go with Spendee. This app allows you to manually enter all your credits and debits, and offers a host of categories that you can assign to each. If you want to add more categories to select from when entering a transaction, go to Settings, then head to Categories. From there, you can check those categories you would like to use. In this menu you can also adjust the category colors, which makes it even easier to organize your transactions. The Spendee app also offers support for recurring transactions, as well as reminders, which are perfect for paying your rent, car insurance, or your wireless bill. And most of all, you can secure all those data with a four-digit PIN.

Android - free
iOS - ($1.99, £1.49, AU$2.49)
Level Money


Level Money is the right app for those who would like to know how much money they can spend on a specific time. It lets you skip manually entering each debit and credit by connecting with your bank accounts and credit cards. When setting up Level Money, you'll be asked to create a PIN to keep your information if in case you misplace your phone. After you provide some little information, you can start tracking your bills, income, and even pick out a savings plan, if you need one. All of these transactions are presented to you in graphic form, making it easy for you to identify where your money is going.

Android - free
iOS - free
Expensify


Do you run your own business? Do you travel for work? This app is designed for users who need to detail all of their work-related expenses each month. Expensify supports mileage costs, hourly payment rates, receipt scanning, and also allows you to share reports thru email. If in case you lost connection, this app can save your data until you're back online. And once you do, you can back up your expenses to a number of cloud storage providers.

Android - free
iOS - free
Dollarbird


The Dollarbird app enables you to add transactions similar to Spendee, but displays your monthly activity on a calendar form. This is a perfect option if you share a bank account, or just part of the expenses, with another individual. Dollarbird lets you share the calendar, and offers a PIN option to secure your personal data as well.

Android - free
iOS - free

While each of these mentioned apps have their own strong and weak points, they all have the purpose to help you determine where you're spending or making the majority of your money each month.

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